An EIN (Employer Identification Number) is like an ID for your business. You need it to file taxes, open a business bank account, and hire employees. Without an EIN, banks won’t let you open a business account, and the IRS may fine you for not reporting taxes properly. If you want to work with suppliers or payment services like Payoneer or Stripe, they may also ask for an EIN. Having one makes your business look more professional and keeps your personal and business money separate. Without it, you could face tax problems, lose business opportunities, and have trouble managing your finances.
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